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  • Step 1

    Submit Online.

    You may not need to leave your home to get a payday loan Skip the driving and long wait time.

  • Step 2

    Get Connected With a Lender.

    We partner with 100+ approved lenders.
    We can get you connected with one of them!

  • Step 3

    Once You Are Connected.

    When you are redirected to a lender’s website, review the lender’s terms and approve the terms if you are satisfied.

Payday Advance Loans - Installment Personal Loans

Do you need cash advance right now? Do you feel awkward asking for loans from a friend? We understand all of your money problems, and that is why we are here!

We are Payday Sunny- the first name that comes to anyone’s mind who needs quick payday loans.

We are a reputed financial institution that specializes in offering payday loans online to people who are in immediate need of loans. Our services are the best solutions for those who:

  • Have a poor credit score
  • Have immediate need of a loan
  • Have to pay for an urgent repair or fix
  • Have to upgrade the vehicle or home appliance
  • Have to pay a premium in a day or two

Our Products and Services


Payday Loans

Payday Sunny Offers you instant guaranteed payday loans. Open 24/7. Loan Amount $100 to $1000.

Personal Loans

Payday Sunny is connected with hundreds of lenders. we offer $100 tp $3000 loan amount. Get instant decision.

Installment Loans

Payday Sunny provides instant approval of installment loan with bad credit. Get loan amount from $100 to $3000.
















Our services are above all, very trusted and quite fast. We know the urgency that people have in getting loans for settling or paying dues or to get an upgrade. In such emergencies, it might seem cumbersome to ask someone to fill up pages of documents and then ask them to wait for eternity.

Our 500 fast cash service has been of great demand by those in need of some money but much before their next paycheck. For a salaried person, every expense will have to be in the measure.

It makes a big difference for him or her to sacrifice a substantial amount from his or her monthly expense to pay for any emergency purpose. Seeking a loan from friends and acquaintance might be too lowly or unacceptable to many with principles. That is exactly why we, from Payday Sunny, are for right now!

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What Makes Us the First Choice?


There are a few valid reasons for the citizens to pick us today when they need cash. Let us check out these.

  • No long queues: You will not have to wait in long queues to apply for loans. Since you have the option of applying for personal loans online, just go for it. You can simply apply for the loans from your home’s privacy and without leaving the comfort of your room. That said, our entire process is so smooth that in no time you will get the loan.
  • Simple Application Process: One of the highlights of getting easy payday loans from us is that we have kept the application process strictly crisp. Our application form will just seek your basic and yet vital banking details. That is just what we need to know and then in some time, you shall receive a mail from us with a list of probable lenders. On selecting the one from the list you can get the loans in no time.
  • Best for Bad Credits Scorers: If bad credit score has been bothering you all this while and has hindered your regular loan application process, now it will not. We, at Payday Sunny, offer bad credit loans to everyone with a poor score. This is one of the biggest reasons that people with a bad record also has a chance to seek a loan for some emergency.
  • Fixed Payback Time: Our payback time is usually 30 days from the day you receive the loan. This is ideally enough time to sort and arrange for the payback. The time is the most preferred by all the salaried people who find it easy to manage their monthly expenses after their paycheck.
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How to Apply for the Installment Loans Online


We, at Payday Sunny, have simplified loans option just for you! We know that the modern-day salaried person does not have too much of time in hand. But just like a person might need money instantly, he might not wish to spend a long time getting it.

Our loan application process is effortless, we have been told, and we take pride in it. Follow these steps and avail payday advance online.

  • Fill up the online form. The online application is available on our website here. Just fill in with your personal details relating to your name, age, email ID, telephone number, and of course if you are working or not. There are other essential details that you must fill in with care and then click on submit.
  • Wait for a few minutes to hours for us to find the right match from our partner money lenders. They do not care much for your credit score or anything. Each lender will have his or her interest rate for you along with the method of payback that you have. We shall communicate to you via e-mail.
  • Accept and check on the one you wish to have as your lender and the process is complete. Once you just reply to the mail with the money lender’s name, your loan shall reach your account in a matter of 24 hours or as per their rules
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Your Loan Application Criteria


It is vital for you to fulfill the application criteria to be eligible to get the bad credit payday loans.

So, you will need to be:

  • A citizen of the USA
  • Be above the age of 18 or more
  • Have a job and have fixed income
  • You need to have a valid bank account
In order to get loans, people have to fulfill all of these criteria. You can rest assured that the money lenders will not be bothered about your credit status.

You can also rest assured that your employers will not get any probing queries from the money lenders or us at Payday Sunny to know about you. We commit to keeping your instant payday loans matter absolutely confidential.

We have been in the industry long enough to comprehend the necessity of taking loans, and so we have designed the entire process in the simplest format.

We, at Payday Sunny, are offering fast payday loans, Installment loans and personal loans to citizens of:

Alabama Alaska Arizona California
Colorado Connecticut Delaware Florida
Georgia Hawaii Idaho Illinois
Indiana Iowa Kansas Kentucky
Louisiana Maine Maryland Massachusetts
Minnesota Mississippi Missouri Michigan
Montana Nebraska Nevada New Hampshire
New Mexico North Dakota North Carolina Ohio
Oklahoma Oregon Pennsylvania Rhode Island
South Carolina South Dakota Tennessee Texas
Utah Virginia Washington Wisconsin
Wyoming